¿Cómo saber si me conviene un crédito en pesos o en UVR?

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El sistema financiero le ofrece varias alternativas para completar el sueño de la vivienda propia, pero si no escoge con cuidado, podría acabar con una deuda interminable.

Un crédito hipotecario no se acaba a los dos años de haberlo solicitado; por el contrario, es la deuda que tarda más años en cancelarse, por lo que es necesario escoger cuidadosamente cada uno de los términos del contrato. Uno de los principales tiene que ver con seleccionar la modalidad del crédito: Pesos o UVR (Unidad de Valor Real).

La diferencia entre una modalidad y la otra, es que con un crédito en pesos (tasa fija), la cuota siempre tendrá el mismo valor, por lo que pagará lo mismo desde el inicio hasta el final, sin ninguna alteración, a menos que se atrase. En cambio, con el crédito en UVR, el valor de la cuota varía dependiendo del nivel de inflación que esté afrontando el país. Este crédito puede resultar muy caro o muy barato, pero todo dependerá del futuro económico.

Para seleccionar correctamente el tipo de hipoteca que necesita, debe evaluar cuál es su perfil de riesgo, su nivel de ingresos y los prospectos para su futuro laboral. Al evaluar su perfil de riesgo, considere si es una persona conservadora, pues en ese caso lo más seguro es apostar por el crédito en pesos, que si bien no se abaratará con el tiempo, tampoco habrá opción a que le cueste más caro. En cambio, si su perfil es más agresivo, optar por el crédito en UVR no sería una mala opción.

Pero el perfil de riesgos no es lo determinante, sino su nivel de ingresos. En la modalidad de UVR, el crédito empieza con cuotas bajas, por lo que es ideal para personas que por el momento, no cuentan con ingresos muy altos. Además, si tiene planes de crecimiento para el futuro, es decir, de incrementar sus ingresos, el crédito en UVR no representa un peligro, ya que estará preparado para afrontar tanto una situación en donde la cuota aumente como una en donde se reduzca. Si la tasa inflación varía, también variarán las cuotas que pagará por el crédito.

En cualquiera de los casos, recuerde que si está disconforme puede solicitar el cambio de su crédito a pesos o a UVR, según sea el caso. Lo importante es que se conozca y conozca un poco del panorama económico del país. Asesórese con profesionales e infórmese acerca de las condiciones de los créditos. Por último, no escoja una entidad financiera sin antes haber comparado las opciones, así habrá más opción para el ahorro.

Johanna Bernuy | Periodista y blogger

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Compara Créditos de Vivienda
Compara tipos de crédito, cuotas fijas o variables, tasas de interés y otros datos antes de financiar una vivienda
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Encuentra Cuentas de Ahorro y Nómina, elige la que más te conviene comparando tasas de interés y costos
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Simula tasas de interés CDT y encuentra el depósito que te genere mayor rentabilidad
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Estamos trabajando para brindarte información para comparar fondos de inversión y que puedas escoger la mejor opción.

Aquí podrás comparar todos los fondos de inversión disponibles en el país con varias opciones para hacer tus comparaciones.
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Compara tasas de interés, costos y premios de todas las tarjetas Visa, Mastercard, American Express y otras
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Encuentra todos los créditos de libre inversión y libranzas, compara tasas de interés, valor de cuota o pago total
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Compara tasas de créditos de vehículos. Simula el valor de cuota, pago total y otros costos
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Compara los beneficios de todos los Seguros Obligatorios de Accidentes de Tránsito (SOAT)
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Quiero recibir consejos y promociones por email
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[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 13 ) ) ) [field_related_prod] => Array ( [und] => Array ( [0] => Array ( [nid] => 4 ) [1] => Array ( [nid] => 8 ) [2] => Array ( [nid] => 6 ) ) ) [field_icon] => Array ( [und] => Array ( [0] => Array ( [fid] => 35 [uid] => 1 [filename] => icoprod-08.gif [uri] => s3://product-mini-icons/icoprod-08.gif [filemime] => image/gif [filesize] => 1431 [status] => 1 [timestamp] => 1339279047 [alt] => [title] => [width] => 41 [height] => 34 ) ) ) [field_icon_fb] => Array ( [und] => Array ( [0] => Array ( [fid] => 36 [uid] => 1 [filename] => ico1.png [uri] => s3://product-fb-icons/ico1.png [filemime] => image/png [filesize] => 18667 [status] => 1 [timestamp] => 1339279047 [alt] => [title] => [width] => 200 [height] => 200 ) ) ) [field_help_image_url] => Array ( ) [metatags] => Array ( [es] => Array ( [title] => Array ( [value] => SOAT 2017 - Seguro Obligatorio | [site:name] ) [description] => Array ( [value] => SOAT 2016 para toda clase de vehículos en Colombia. Compara descuentos, entrega a domicilio, premios, y promociones en Comparabien ) [og:description] => Array ( [value] => Compara los seguros SOAT segun tu tipo de vehículo. Encuentra el seguro que más te conviene y conduce con total tranquilidad ) [twitter:description] => Array ( [value] => Compara los seguros SOAT segun tu tipo de vehículo. Encuentra el seguro que más te conviene y conduce con total tranquilidad ) ) ) [path] => Array ( [pathauto] => 1 ) [name] => Alfredo Ramírez [picture] => 610 [data] => a:2:{s:17:"mimemail_textonly";i:0;s:7:"overlay";i:1;} ) [11] => stdClass Object ( [vid] => 11 [uid] => 1 [title] => Planes de Celular [log] => [status] => 1 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 11 [type] => comparador [language] => es [created] => 1339271588 [changed] => 1348238729 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1348238729 [revision_uid] => 1 [body] => Array ( [und] => Array ( [0] => Array ( [value] =>
Estamos trabajando para brindarte información para comparar planes de celular y que puedas escoger la mejor opción.

Aquí podrás comparar todos los planes de celular post pago disponibles en el país con varias opciones para hacer tus comparaciones.
[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 14 ) ) ) [field_related_prod] => Array ( [und] => Array ( [0] => Array ( [nid] => 2 ) [1] => Array ( [nid] => 7 ) [2] => Array ( [nid] => 10 ) ) ) [field_icon] => Array ( [und] => Array ( [0] => Array ( [fid] => 29 [uid] => 1 [filename] => icoprod-04.gif [uri] => s3://product-mini-icons/icoprod-04.gif [filemime] => image/gif [filesize] => 1325 [status] => 1 [timestamp] => 1339278540 [alt] => [title] => [width] => 41 [height] => 34 ) ) ) [field_icon_fb] => Array ( [und] => Array ( [0] => Array ( [fid] => 30 [uid] => 1 [filename] => ico6.png [uri] => s3://product-fb-icons/ico6.png [filemime] => image/png [filesize] => 17274 [status] => 1 [timestamp] => 1339278540 [alt] => [title] => [width] => 200 [height] => 200 ) ) ) [field_help_image_url] => Array ( ) [metatags] => Array ( ) [name] => Alfredo Ramírez [picture] => 610 [data] => a:2:{s:17:"mimemail_textonly";i:0;s:7:"overlay";i:1;} ) [646] => stdClass Object ( [vid] => 646 [uid] => 1 [title] => Créditos de Vivienda [log] => [status] => 1 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 646 [type] => comparador [language] => es [created] => 1346792832 [changed] => 1458756361 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1458756361 [revision_uid] => 8624 [body] => Array ( [und] => Array ( [0] => Array ( [value] => 'Amazonas','ANT'=>'Antioquia','ARA'=>'Arauca','ATL'=>'Atlántico','BOG'=>'Bogotá DC','BOL'=>'Bolívar','BOY'=>'Boyacá','CAL'=>'Caldas','CAQ'=>'Caquetá','CAS'=>'Casanare','CAU'=>'Cauca','CES'=>'Cesar','CHO'=>'Chocó','COR'=>'Córdoba','CUN'=>'Cundinamarca','GUA'=>'Guainía','GUJ'=>'Guajira','GUV'=>'Guaviare','HUI'=>'Huila','MAG'=>'Magdalena','MET'=>'Meta','NAR'=>'Nariño','NSA'=>'Norte de Santander','PUT'=>'Putumayo','QUI'=>'Quindío','RIS'=>'Risaralda','SAN'=>'Santander','SUC'=>'Sucre','SYP'=>'San Andres y Providencia','TOL'=>'Tolima','VCA'=>'Valle del Cauca','VAU'=>'Vaupés','VIC'=>'Vichada'); ?>
Compara tipos de crédito, cuotas fijas o variables, tasas de interés y otros datos antes de financiar una vivienda
Tipo:
Sistema de Cuotas:
Valor de la Vivienda:
Cuota Inicial:
%
Plazo del Préstamo:
años
Ingresos Mensuales:
Ubicación:
Regístrate:

Quiero recibir consejos y promociones por email
Guía
[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 12 ) ) ) [field_related_prod] => Array ( [und] => Array ( [0] => Array ( [nid] => 7 [access] => 1 ) [1] => Array ( [nid] => 8 [access] => 1 ) [2] => Array ( [nid] => 10 [access] => 1 ) ) ) [field_icon] => Array ( [und] => Array ( [0] => Array ( [fid] => 116 [uid] => 1 [filename] => icoprod-07.gif [uri] => s3://product-mini-icons/icoprod-07_0.gif [filemime] => image/gif [filesize] => 1342 [status] => 1 [timestamp] => 1346793403 [alt] => [title] => [width] => 34 [height] => 34 ) ) ) [field_icon_fb] => Array ( [und] => Array ( [0] => Array ( [fid] => 117 [uid] => 1 [filename] => ico5.png [uri] => s3://product-fb-icons/ico5_0.png [filemime] => image/png [filesize] => 17150 [status] => 1 [timestamp] => 1346793403 [alt] => [title] => [width] => 200 [height] => 200 ) ) ) [field_help_image_url] => Array ( ) [metatags] => Array ( [es] => Array ( [title] => Array ( [value] => Creditos de Vivienda - Hipotecarios | [site:name] ) [description] => Array ( [value] => ¡Encuentra tu crédito de vivienda con el interés más bajo del mercado! Cuotas fijas o variables de Bancolombia, Banco de Bogotá, Davivienda y otros. ) [og:type] => Array ( [value] => ) [og:description] => Array ( [value] => Compara todos los creditos de vivienda del mercado. Escoge el credito de vivienda que mas te conviene y compra la casa de tus sueños ) [twitter:description] => Array ( [value] => Compara todos los creditos de vivienda del mercado. Escoge el credito de vivienda que mas te conviene y compra la casa de tus sueños ) ) ) [path] => Array ( [pathauto] => 1 ) [name] => Alfredo Ramírez [picture] => 610 [data] => a:2:{s:17:"mimemail_textonly";i:0;s:7:"overlay";i:1;} [entity_view_prepared] => 1 ) [1214] => stdClass Object ( [vid] => 1214 [uid] => 1 [title] => Créditos de Libranza [log] => [status] => 1 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 1214 [type] => comparador [language] => es [created] => 1378664259 [changed] => 1428100164 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1428100164 [revision_uid] => 1 [body] => Array ( [und] => Array ( [0] => Array ( [value] => 'Amazonas','ANT'=>'Antioquia','ARA'=>'Arauca','ATL'=>'Atlántico','BOG'=>'Bogotá DC','BOL'=>'Bolívar','BOY'=>'Boyacá','CAL'=>'Caldas','CAQ'=>'Caquetá','CAS'=>'Casanare','CAU'=>'Cauca','CES'=>'Cesar','CHO'=>'Chocó','COR'=>'Córdoba','CUN'=>'Cundinamarca','GUA'=>'Guainía','GUJ'=>'Guajira','GUV'=>'Guaviare','HUI'=>'Huila','MAG'=>'Magdalena','MET'=>'Meta','NAR'=>'Nariño','NSA'=>'Norte de Santander','PUT'=>'Putumayo','QUI'=>'Quindío','RIS'=>'Risaralda','SAN'=>'Santander','SUC'=>'Sucre','SYP'=>'San Andres y Providencia','TOL'=>'Tolima','VCA'=>'Valle del Cauca','VAU'=>'Vaupés','VIC'=>'Vichada'); ?>
Compara todos los Créditos de Libranza del mercado en un sólo lugar
Monto del Préstamo:
Plazo del Préstamo:
meses
Ingresos Mensuales:
Ubicación:
Regístrate:

Quiero recibir consejos y promociones por email
Guía
[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 10 ) ) ) [field_related_prod] => Array ( [und] => Array ( [0] => Array ( [nid] => 7 ) [1] => Array ( [nid] => 8 ) [2] => Array ( [nid] => 646 ) ) ) [field_icon] => Array ( [und] => Array ( [0] => Array ( [fid] => 541 [uid] => 1 [filename] => icoprod-03.gif [uri] => s3://product-mini-icons/icoprod-03_1.gif [filemime] => image/gif [filesize] => 1475 [status] => 1 [timestamp] => 1378666658 [alt] => [title] => [width] => 41 [height] => 34 ) ) ) [field_icon_fb] => Array ( [und] => Array ( [0] => Array ( [fid] => 542 [uid] => 1 [filename] => ico4.png [uri] => s3://product-fb-icons/ico4_1.png [filemime] => image/png [filesize] => 18335 [status] => 1 [timestamp] => 1378666658 [alt] => [title] => [width] => 200 [height] => 200 ) ) ) [field_help_image_url] => Array ( ) [metatags] => Array ( ) [name] => Alfredo Ramírez [picture] => 610 [data] => a:2:{s:17:"mimemail_textonly";i:0;s:7:"overlay";i:1;} ) [1215] => stdClass Object ( [vid] => 1215 [uid] => 1 [title] => Créditos de Libre Inversión [log] => [status] => 1 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 1215 [type] => comparador [language] => es [created] => 1378666043 [changed] => 1428100124 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1428100124 [revision_uid] => 1 [body] => Array ( [und] => Array ( [0] => Array ( [value] => 'Amazonas','ANT'=>'Antioquia','ARA'=>'Arauca','ATL'=>'Atlántico','BOG'=>'Bogotá DC','BOL'=>'Bolívar','BOY'=>'Boyacá','CAL'=>'Caldas','CAQ'=>'Caquetá','CAS'=>'Casanare','CAU'=>'Cauca','CES'=>'Cesar','CHO'=>'Chocó','COR'=>'Córdoba','CUN'=>'Cundinamarca','GUA'=>'Guainía','GUJ'=>'Guajira','GUV'=>'Guaviare','HUI'=>'Huila','MAG'=>'Magdalena','MET'=>'Meta','NAR'=>'Nariño','NSA'=>'Norte de Santander','PUT'=>'Putumayo','QUI'=>'Quindío','RIS'=>'Risaralda','SAN'=>'Santander','SUC'=>'Sucre','SYP'=>'San Andres y Providencia','TOL'=>'Tolima','VCA'=>'Valle del Cauca','VAU'=>'Vaupés','VIC'=>'Vichada'); ?>
Compara todos los Créditos de Libre Inversión del mercado en un sólo lugar
Monto del Préstamo:
Plazo del Préstamo:
meses
Ingresos Mensuales:
Ubicación:
Regístrate:

Quiero recibir consejos y promociones por email
Guía
[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 10 ) ) ) [field_related_prod] => Array ( [und] => Array ( [0] => Array ( [nid] => 1214 ) [1] => Array ( [nid] => 8 ) [2] => Array ( [nid] => 646 ) ) ) [field_icon] => Array ( [und] => Array ( [0] => Array ( [fid] => 539 [uid] => 1 [filename] => icoprod-03.gif [uri] => s3://product-mini-icons/icoprod-03_0.gif [filemime] => image/gif [filesize] => 1475 [status] => 1 [timestamp] => 1378666474 [alt] => [title] => [width] => 41 [height] => 34 ) ) ) [field_icon_fb] => Array ( [und] => Array ( [0] => Array ( [fid] => 540 [uid] => 1 [filename] => ico4.png [uri] => s3://product-fb-icons/ico4_0.png [filemime] => image/png [filesize] => 18335 [status] => 1 [timestamp] => 1378666474 [alt] => [title] => [width] => 200 [height] => 200 ) ) ) [field_help_image_url] => Array ( ) [metatags] => Array ( ) [name] => Alfredo Ramírez [picture] => 610 [data] => a:2:{s:17:"mimemail_textonly";i:0;s:7:"overlay";i:1;} ) [1343] => stdClass Object ( [vid] => 1343 [uid] => 1 [title] => Compra de Cartera [log] => [status] => 1 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 1343 [type] => comparador [language] => es [created] => 1390432538 [changed] => 1428099864 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1428099864 [revision_uid] => 1 [body] => Array ( [und] => Array ( [0] => Array ( [value] => 'Amazonas','ANT'=>'Antioquia','ARA'=>'Arauca','ATL'=>'Atlántico','BOG'=>'Bogotá DC','BOL'=>'Bolívar','BOY'=>'Boyacá','CAL'=>'Caldas','CAQ'=>'Caquetá','CAS'=>'Casanare','CAU'=>'Cauca','CES'=>'Cesar','CHO'=>'Chocó','COR'=>'Córdoba','CUN'=>'Cundinamarca','GUA'=>'Guainía','GUJ'=>'Guajira','GUV'=>'Guaviare','HUI'=>'Huila','MAG'=>'Magdalena','MET'=>'Meta','NAR'=>'Nariño','NSA'=>'Norte de Santander','PUT'=>'Putumayo','QUI'=>'Quindío','RIS'=>'Risaralda','SAN'=>'Santander','SUC'=>'Sucre','SYP'=>'San Andres y Providencia','TOL'=>'Tolima','VCA'=>'Valle del Cauca','VAU'=>'Vaupés','VIC'=>'Vichada'); ?>
Traslada tu deuda a otra tarjeta con las compras de cartera de tarjetas de crédito
Marca:
Ingreso Mensual:
Programa de Premios:
Ubicación:
Regístrate:

Quiero recibir consejos y promociones por email
Guía
[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 9 ) ) ) [field_related_prod] => Array ( ) [field_icon] => Array ( ) [field_icon_fb] => Array ( ) [field_help_image_url] => Array ( ) [metatags] => Array ( ) [name] => Alfredo Ramírez [picture] => 610 [data] => a:2:{s:17:"mimemail_textonly";i:0;s:7:"overlay";i:1;} ) [2322] => stdClass Object ( [vid] => 2322 [uid] => 1 [title] => Seguros para Vehículos [log] => [status] => 1 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 2322 [type] => comparador [language] => es [created] => 1407364750 [changed] => 1412398566 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1412398566 [revision_uid] => 1 [body] => Array ( [und] => Array ( [0] => Array ( [value] => set_charset("utf8"); $rResult = mysqli_query( $link , $sQuery) or die(((is_object($GLOBALS["___mysqli_ston"])) ? mysqli_error($GLOBALS["___mysqli_ston"]) : (($___mysqli_res = mysqli_connect_error()) ? $___mysqli_res : false))); $result = array(); while($row = mysqli_fetch_object($rResult)){ $result[$row->id] = $row->data; } $marcas = $result; ?>
BETA
Cotiza tu Seguro para Vehículo en varias aseguradores a la vez, obtén costos de primas, deducibles y coberturas
Muy pronto tendrás la oportunidad de comparar y solicitar seguros de vehículos desde la comodidad de tu casa con Comparabien.com
  • Podrás cotizar los costos de primas según la marca y modelo de tu auto.
  • Encontrarás información sobre coberturas y deducibles a pagar en cada una de las pólizas.
  • También podrás solicitar tus seguros con precios exclusivos para clientes de nuestra página.
/>
Ayuda
[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 38 ) ) ) [field_related_prod] => Array ( ) [field_icon] => Array ( ) [field_icon_fb] => Array ( [und] => Array ( [0] => Array ( [fid] => 686 [uid] => 1 [filename] => ico_seg_vehicular.png [uri] => s3://product-fb-icons/ico_seg_vehicular.png [filemime] => image/png [filesize] => 21403 [status] => 1 [timestamp] => 1410793290 [alt] => [title] => [width] => 200 [height] => 200 ) ) ) [field_help_image_url] => Array ( ) [metatags] => Array ( ) [name] => Alfredo Ramírez [picture] => 610 [data] => a:2:{s:17:"mimemail_textonly";i:0;s:7:"overlay";i:1;} ) [2453] => stdClass Object ( [vid] => 2453 [uid] => 12984 [title] => Comparador Test [log] => [status] => 0 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 2453 [type] => comparador [language] => es [created] => 1424120068 [changed] => 1425404586 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1425404586 [revision_uid] => 12984 [body] => Array ( [und] => Array ( [0] => Array ( [value] => 1, 'nombre' => 'EMCALITV PLATA'); $productos [] = array('plan' => 2, 'nombre' => 'EMCALITV PLATA + TEL. ILIMITADA'); $productos [] = array('plan' => 3, 'nombre' => 'EMCALITV PLATA + BANDA ANCHA 2MB','bandaAncha' => array(22)); $productos [] = array('plan' => 3, 'nombre' => 'EMCALITV PLATA + BANDA ANCHA 5MB','bandaAncha' => array(55)); $productos [] = array('plan' => 3, 'nombre' => 'EMCALITV PLATA + BANDA ANCHA 10MB','bandaAncha' => array(10)); $productos [] = array('plan' => 4, 'nombre' => 'EMCALITV PLATA + TEL.ILIM. + BANDA ANCHA 2MB','bandaAncha' => array(222)); $productos [] = array('plan' => 4, 'nombre' => 'EMCALITV PLATA + TEL.ILIM. + BANDA ANCHA 5MB','bandaAncha' => array(555)); $productos [] = array('plan' => 4, 'nombre' => 'EMCALITV PLATA + TEL.ILIM. + BANDA ANCHA 10MB','bandaAncha' => array(1010)); foreach($productos as $key => $item){ for ($i=0; $i <6 ; $i++) { if($item['plan']== 1){ $estrato = $i +1; $productos[$key]['estrato_'.$estrato] = $listaPreciosP1[$i]; } if($item['plan'] == 2){ $estrato = $i +1; $productos[$key]['estrato_'.$estrato] = $listaPreciosP2[$i]; } if($item['plan'] == 3){ foreach ($item['bandaAncha'] as $banda) { if($banda == 22){ $estrato = $i +1; $productos[$key]['estrato_'.$estrato] = $listaPreciosP3[$i]; } if($banda == 55){ $estrato = $i +1; $productos[$key]['estrato_'.$estrato] = $listaPreciosP35[$i]; } if($banda == 10){ $estrato = $i +1; $productos[$key]['estrato_'.$estrato] = $listaPreciosP310[$i]; } } } if($item['plan'] == 4){ foreach ($item['bandaAncha'] as $banda) { if($banda == 222){ $estrato = $i +1; $productos[$key]['estrato_'.$estrato] = $listaPreciosP4[$i]; } if($banda == 555){ $estrato = $i +1; $productos[$key]['estrato_'.$estrato] = $listaPreciosP45[$i]; } if($banda == 1010){ $estrato = $i +1; $productos[$key]['estrato_'.$estrato] = $listaPreciosP410[$i]; } } } } } echo "
";
	print_r($productos);
	echo "
"; $link = mysqli_connect("comparabien2.cxt9gjozyosy.us-east-1.rds.amazonaws.com","cbuser","andrea2703","compare_co"); if($link){ foreach ($productos as $producto) { $query = "INSERT INTO CO_EMCALI_PRODUCTS (NAME,ESTRATO_1,ESTRATO_2,ESTRATO_3,ESTRATO_4,ESTRATO_5,ESTRATO_6) VALUES ('".$producto['nombre']."','".$producto['estrato_1']."','".$producto['estrato_2']."','".$producto['estrato_3']."','".$producto['estrato_4']."','".$producto['estrato_5']."','".$producto['estrato_6']."');"; echo $query."
"; //mysqli_query($link, $query); } } mysqli_close(); [summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 15 ) ) ) [field_related_prod] => Array ( ) [field_icon] => Array ( ) [field_icon_fb] => Array ( ) [field_help_image_url] => Array ( ) [metatags] => Array ( ) [name] => Diego Vasquez [picture] => 0 [data] => a:1:{s:17:"mimemail_textonly";i:0;} ) [3017] => stdClass Object ( [vid] => 3017 [uid] => 8624 [title] => TV Cable [log] => [status] => 1 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 3017 [type] => comparador [language] => es [created] => 1424628235 [changed] => 1426270636 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1426270636 [revision_uid] => 12984 [body] => Array ( [und] => Array ( [0] => Array ( [value] => 'Amazonas','ANT'=>'Antioquia','ARA'=>'Arauca','ATL'=>'Atlántico','BOG'=>'Bogotá DC','BOL'=>'Bolívar','BOY'=>'Boyacá','CAL'=>'Caldas','CAQ'=>'Caquetá','CAS'=>'Casanare','CAU'=>'Cauca','CES'=>'Cesar','CHO'=>'Chocó','COR'=>'Córdoba','CUN'=>'Cundinamarca','GUA'=>'Guainía','GUJ'=>'Guajira','GUV'=>'Guaviare','HUI'=>'Huila','MAG'=>'Magdalena','MET'=>'Meta','NAR'=>'Nariño','NSA'=>'Norte de Santander','PUT'=>'Putumayo','QUI'=>'Quindío','RIS'=>'Risaralda','SAN'=>'Santander','SUC'=>'Sucre','SYP'=>'San Andres y Providencia','TOL'=>'Tolima','VCA'=>'Valle del Cauca','VAU'=>'Vaupés','VIC'=>'Vichada'); ?>
Compara paquetes de Cable TV básica, HD, digital y otros. Encuentra el plan que más te conviene
Tipo de Paquete:
Canales:
+
Departamento:
Estrato:
Regístrate:

Quiero recibir consejos y promociones por email
Guía
Paquetes de
Servicios
[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 27 ) ) ) [field_related_prod] => Array ( ) [field_icon] => Array ( ) [field_icon_fb] => Array ( ) [field_help_image_url] => Array ( ) [metatags] => Array ( ) [name] => Daniel Baez [picture] => 0 [data] => a:1:{s:17:"mimemail_textonly";i:0;} ) [3019] => stdClass Object ( [vid] => 3019 [uid] => 8624 [title] => Internet [log] => [status] => 1 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 3019 [type] => comparador [language] => es [created] => 1424628742 [changed] => 1503375021 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1503375021 [revision_uid] => 1 [body] => Array ( [und] => Array ( [0] => Array ( [value] => 'Amazonas','ANT'=>'Antioquia','ARA'=>'Arauca','ATL'=>'Atlántico','BOG'=>'Bogotá DC','BOL'=>'Bolívar','BOY'=>'Boyacá','CAL'=>'Caldas','CAQ'=>'Caquetá','CAS'=>'Casanare','CAU'=>'Cauca','CES'=>'Cesar','CHO'=>'Chocó','COR'=>'Córdoba','CUN'=>'Cundinamarca','GUA'=>'Guainía','GUJ'=>'Guajira','GUV'=>'Guaviare','HUI'=>'Huila','MAG'=>'Magdalena','MET'=>'Meta','NAR'=>'Nariño','NSA'=>'Norte de Santander','PUT'=>'Putumayo','QUI'=>'Quindío','RIS'=>'Risaralda','SAN'=>'Santander','SUC'=>'Sucre','SYP'=>'San Andres y Providencia','TOL'=>'Tolima','VCA'=>'Valle del Cauca','VAU'=>'Vaupés','VIC'=>'Vichada'); ?>
Compara el costo mensual, capacidad, velocidad y costos adicionales de los planes de internet hogar o móvil
Velocidad Mínima:
Mbps
Estrato:
Departamento:
Regístrate:

Quiero recibir consejos y promociones por email
Guía
Paquetes de
Servicios
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Compara todos los paquetes de Teléfono Fijo, Internet y TV Cable para tu hogar sin salir de tu casa
Servicios:
Minutos Teléfono:
min
Velocidad Internet:
Mbps
Tipo de Paquete TV:
Ubicación:
Estrato:
Regístrate:

Quiero recibir consejos y promociones por email
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[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 37 ) ) ) [field_related_prod] => Array ( ) [field_icon] => Array ( ) [field_icon_fb] => Array ( ) [field_help_image_url] => Array ( ) [metatags] => Array ( ) [path] => Array ( [pathauto] => 1 ) [name] => Daniel Baez [picture] => 0 [data] => a:1:{s:17:"mimemail_textonly";i:0;} ) [3208] => stdClass Object ( [vid] => 3208 [uid] => 12984 [title] => Seguros para Vehiculos [log] => [status] => 0 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 3208 [type] => comparador [language] => es [created] => 1428685162 [changed] => 1429022223 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1429022223 [revision_uid] => 8624 [body] => Array ( [und] => Array ( [0] => Array ( [value] => 'Amazonas','ANT'=>'Antioquia','ARA'=>'Arauca','ATL'=>'Atlántico','BOG'=>'Bogotá DC','BOL'=>'Bolívar','BOY'=>'Boyacá','CAL'=>'Caldas','CAQ'=>'Caquetá','CAS'=>'Casanare','CAU'=>'Cauca','CES'=>'Cesar','CHO'=>'Chocó','COR'=>'Córdoba','CUN'=>'Cundinamarca','GUA'=>'Guainía','GUJ'=>'Guajira','GUV'=>'Guaviare','HUI'=>'Huila','MAG'=>'Magdalena','MET'=>'Meta','NAR'=>'Nariño','NSA'=>'Norte de Santander','PUT'=>'Putumayo','QUI'=>'Quindío','RIS'=>'Risaralda','SAN'=>'Santander','SUC'=>'Sucre','SYP'=>'San Andres y Providencia','TOL'=>'Tolima','VCA'=>'Valle del Cauca','VAU'=>'Vaupés','VIC'=>'Vichada'); ?>
Cotiza tu Seguro Vehicular en varias aseguradoras a la vez, compara información de primas, deducibles y coberturas
Vehículo:
Escoge tu vehículo abajo
Marca:
Modelo:
Variante:
Version:
/>
Guía
[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 38 ) ) ) [field_related_prod] => Array ( ) [field_icon] => Array ( ) [field_icon_fb] => Array ( ) [field_help_image_url] => Array ( ) [metatags] => Array ( ) [name] => Diego Vasquez [picture] => 0 [data] => a:1:{s:17:"mimemail_textonly";i:0;} ) [3907] => stdClass Object ( [vid] => 3907 [uid] => 1 [title] => Préstamos Rápidos [log] => [status] => 1 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 3907 [type] => comparador [language] => es [created] => 1505230278 [changed] => 1505230374 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1505230374 [revision_uid] => 1 [body] => Array ( [und] => Array ( [0] => Array ( [value] => 'Amazonas','ANT'=>'Antioquia','ARA'=>'Arauca','ATL'=>'Atlántico','BOG'=>'Bogotá DC','BOL'=>'Bolívar','BOY'=>'Boyacá','CAL'=>'Caldas','CAQ'=>'Caquetá','CAS'=>'Casanare','CAU'=>'Cauca','CES'=>'Cesar','CHO'=>'Chocó','COR'=>'Córdoba','CUN'=>'Cundinamarca','GUA'=>'Guainía','GUJ'=>'Guajira','GUV'=>'Guaviare','HUI'=>'Huila','MAG'=>'Magdalena','MET'=>'Meta','NAR'=>'Nariño','NSA'=>'Norte de Santander','PUT'=>'Putumayo','QUI'=>'Quindío','RIS'=>'Risaralda','SAN'=>'Santander','SUC'=>'Sucre','SYP'=>'San Andres y Providencia','TOL'=>'Tolima','VCA'=>'Valle del Cauca','VAU'=>'Vaupés','VIC'=>'Vichada'); ?>
¿Necesitas un préstamo rápido? Compara aquí todas las opciones de préstamos online
Monto del Préstamo:
Plazo del Préstamo:
dias
Ubicación:
Regístrate:

Quiero recibir consejos y promociones por email
Guía
[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 327 ) ) ) [field_related_prod] => Array ( ) [field_icon] => Array ( ) [field_icon_fb] => Array ( ) [field_help_image_url] => Array ( ) [metatags] => Array ( ) [path] => Array ( [pathauto] => 1 ) [name] => Alfredo Ramírez [picture] => 610 [data] => a:2:{s:17:"mimemail_textonly";i:0;s:7:"overlay";i:1;} ) )
------------------------------------
Array ( [body] => Array ( [#theme] => field [#weight] => 0 [#title] => Body [#access] => 1 [#label_display] => hidden [#view_mode] => full [#language] => und [#field_name] => body [#field_type] => text_with_summary [#field_translatable] => 0 [#entity_type] => node [#bundle] => comparador [#object] => stdClass Object ( [vid] => 646 [uid] => 1 [title] => Créditos de Vivienda [log] => [status] => 1 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 646 [type] => comparador [language] => es [created] => 1346792832 [changed] => 1458756361 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1458756361 [revision_uid] => 8624 [body] => Array ( [und] => Array ( [0] => Array ( [value] => 'Amazonas','ANT'=>'Antioquia','ARA'=>'Arauca','ATL'=>'Atlántico','BOG'=>'Bogotá DC','BOL'=>'Bolívar','BOY'=>'Boyacá','CAL'=>'Caldas','CAQ'=>'Caquetá','CAS'=>'Casanare','CAU'=>'Cauca','CES'=>'Cesar','CHO'=>'Chocó','COR'=>'Córdoba','CUN'=>'Cundinamarca','GUA'=>'Guainía','GUJ'=>'Guajira','GUV'=>'Guaviare','HUI'=>'Huila','MAG'=>'Magdalena','MET'=>'Meta','NAR'=>'Nariño','NSA'=>'Norte de Santander','PUT'=>'Putumayo','QUI'=>'Quindío','RIS'=>'Risaralda','SAN'=>'Santander','SUC'=>'Sucre','SYP'=>'San Andres y Providencia','TOL'=>'Tolima','VCA'=>'Valle del Cauca','VAU'=>'Vaupés','VIC'=>'Vichada'); ?>
Compara tipos de crédito, cuotas fijas o variables, tasas de interés y otros datos antes de financiar una vivienda
Tipo:
Sistema de Cuotas:
Valor de la Vivienda:
Cuota Inicial:
%
Plazo del Préstamo:
años
Ingresos Mensuales:
Ubicación:
Regístrate:

Quiero recibir consejos y promociones por email
Guía
[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 12 ) ) ) [field_related_prod] => Array ( [und] => Array ( [0] => Array ( [nid] => 7 [access] => 1 ) [1] => Array ( [nid] => 8 [access] => 1 ) [2] => Array ( [nid] => 10 [access] => 1 ) ) ) [field_icon] => Array ( [und] => Array ( [0] => Array ( [fid] => 116 [uid] => 1 [filename] => icoprod-07.gif [uri] => s3://product-mini-icons/icoprod-07_0.gif [filemime] => image/gif [filesize] => 1342 [status] => 1 [timestamp] => 1346793403 [alt] => [title] => [width] => 34 [height] => 34 ) ) ) [field_icon_fb] => Array ( [und] => Array ( [0] => Array ( [fid] => 117 [uid] => 1 [filename] => ico5.png [uri] => s3://product-fb-icons/ico5_0.png [filemime] => image/png [filesize] => 17150 [status] => 1 [timestamp] => 1346793403 [alt] => [title] => [width] => 200 [height] => 200 ) ) ) [field_help_image_url] => Array ( ) [metatags] => Array ( [es] => Array ( [title] => Array ( [value] => Creditos de Vivienda - Hipotecarios | [site:name] ) [description] => Array ( [value] => ¡Encuentra tu crédito de vivienda con el interés más bajo del mercado! Cuotas fijas o variables de Bancolombia, Banco de Bogotá, Davivienda y otros. ) [og:type] => Array ( [value] => ) [og:description] => Array ( [value] => Compara todos los creditos de vivienda del mercado. Escoge el credito de vivienda que mas te conviene y compra la casa de tus sueños ) [twitter:description] => Array ( [value] => Compara todos los creditos de vivienda del mercado. Escoge el credito de vivienda que mas te conviene y compra la casa de tus sueños ) ) ) [path] => Array ( [pathauto] => 1 ) [name] => Alfredo Ramírez [picture] => 610 [data] => a:2:{s:17:"mimemail_textonly";i:0;s:7:"overlay";i:1;} [entity_view_prepared] => 1 ) [#items] => Array ( [0] => Array ( [value] => 'Amazonas','ANT'=>'Antioquia','ARA'=>'Arauca','ATL'=>'Atlántico','BOG'=>'Bogotá DC','BOL'=>'Bolívar','BOY'=>'Boyacá','CAL'=>'Caldas','CAQ'=>'Caquetá','CAS'=>'Casanare','CAU'=>'Cauca','CES'=>'Cesar','CHO'=>'Chocó','COR'=>'Córdoba','CUN'=>'Cundinamarca','GUA'=>'Guainía','GUJ'=>'Guajira','GUV'=>'Guaviare','HUI'=>'Huila','MAG'=>'Magdalena','MET'=>'Meta','NAR'=>'Nariño','NSA'=>'Norte de Santander','PUT'=>'Putumayo','QUI'=>'Quindío','RIS'=>'Risaralda','SAN'=>'Santander','SUC'=>'Sucre','SYP'=>'San Andres y Providencia','TOL'=>'Tolima','VCA'=>'Valle del Cauca','VAU'=>'Vaupés','VIC'=>'Vichada'); ?>
Compara tipos de crédito, cuotas fijas o variables, tasas de interés y otros datos antes de financiar una vivienda
Tipo:
Sistema de Cuotas:
Valor de la Vivienda:
Cuota Inicial:
%
Plazo del Préstamo:
años
Ingresos Mensuales:
Ubicación:
Regístrate:

Quiero recibir consejos y promociones por email
Guía
[summary] => [format] => php_code ) ) [#formatter] => text_default [0] => Array ( [#markup] =>
Compara tipos de crédito, cuotas fijas o variables, tasas de interés y otros datos antes de financiar una vivienda
Tipo:
Sistema de Cuotas:
Valor de la Vivienda:
Cuota Inicial:
%
Plazo del Préstamo:
años
Ingresos Mensuales:
Ubicación:
Regístrate:

Quiero recibir consejos y promociones por email
Guía
) ) [#pre_render] => Array ( [0] => _field_extra_fields_pre_render ) [#entity_type] => node [#bundle] => comparador [links] => Array ( [#theme] => links__node [#pre_render] => Array ( [0] => drupal_pre_render_links ) [#attributes] => Array ( [class] => Array ( [0] => links [1] => inline ) ) [node] => Array ( [#theme] => links__node__node [#links] => Array ( ) [#attributes] => Array ( [class] => Array ( [0] => links [1] => inline ) ) ) [statistics] => Array ( [#theme] => links__node__statistics [#links] => Array ( [statistics_counter] => Array ( [title] => 236139 ) ) [#attributes] => Array ( [class] => Array ( [0] => links [1] => inline ) ) ) ) [#view_mode] => full [#theme] => node [#node] => stdClass Object ( [vid] => 646 [uid] => 1 [title] => Créditos de Vivienda [log] => [status] => 1 [comment] => 0 [promote] => 0 [sticky] => 0 [nid] => 646 [type] => comparador [language] => es [created] => 1346792832 [changed] => 1458756361 [tnid] => 0 [translate] => 0 [revision_timestamp] => 1458756361 [revision_uid] => 8624 [body] => Array ( [und] => Array ( [0] => Array ( [value] => 'Amazonas','ANT'=>'Antioquia','ARA'=>'Arauca','ATL'=>'Atlántico','BOG'=>'Bogotá DC','BOL'=>'Bolívar','BOY'=>'Boyacá','CAL'=>'Caldas','CAQ'=>'Caquetá','CAS'=>'Casanare','CAU'=>'Cauca','CES'=>'Cesar','CHO'=>'Chocó','COR'=>'Córdoba','CUN'=>'Cundinamarca','GUA'=>'Guainía','GUJ'=>'Guajira','GUV'=>'Guaviare','HUI'=>'Huila','MAG'=>'Magdalena','MET'=>'Meta','NAR'=>'Nariño','NSA'=>'Norte de Santander','PUT'=>'Putumayo','QUI'=>'Quindío','RIS'=>'Risaralda','SAN'=>'Santander','SUC'=>'Sucre','SYP'=>'San Andres y Providencia','TOL'=>'Tolima','VCA'=>'Valle del Cauca','VAU'=>'Vaupés','VIC'=>'Vichada'); ?>
Compara tipos de crédito, cuotas fijas o variables, tasas de interés y otros datos antes de financiar una vivienda
Tipo:
Sistema de Cuotas:
Valor de la Vivienda:
Cuota Inicial:
%
Plazo del Préstamo:
años
Ingresos Mensuales:
Ubicación:
Regístrate:

Quiero recibir consejos y promociones por email
Guía
[summary] => [format] => php_code ) ) ) [field_category] => Array ( [und] => Array ( [0] => Array ( [tid] => 12 ) ) ) [field_related_prod] => Array ( [und] => Array ( [0] => Array ( [nid] => 7 [access] => 1 ) [1] => Array ( [nid] => 8 [access] => 1 ) [2] => Array ( [nid] => 10 [access] => 1 ) ) ) [field_icon] => Array ( [und] => Array ( [0] => Array ( [fid] => 116 [uid] => 1 [filename] => icoprod-07.gif [uri] => s3://product-mini-icons/icoprod-07_0.gif [filemime] => image/gif [filesize] => 1342 [status] => 1 [timestamp] => 1346793403 [alt] => [title] => [width] => 34 [height] => 34 ) ) ) [field_icon_fb] => Array ( [und] => Array ( [0] => Array ( [fid] => 117 [uid] => 1 [filename] => ico5.png [uri] => s3://product-fb-icons/ico5_0.png [filemime] => image/png [filesize] => 17150 [status] => 1 [timestamp] => 1346793403 [alt] => [title] => [width] => 200 [height] => 200 ) ) ) [field_help_image_url] => Array ( ) [metatags] => Array ( [es] => Array ( [title] => Array ( [value] => Creditos de Vivienda - Hipotecarios | [site:name] ) [description] => Array ( [value] => ¡Encuentra tu crédito de vivienda con el interés más bajo del mercado! Cuotas fijas o variables de Bancolombia, Banco de Bogotá, Davivienda y otros. ) [og:type] => Array ( [value] => ) [og:description] => Array ( [value] => Compara todos los creditos de vivienda del mercado. Escoge el credito de vivienda que mas te conviene y compra la casa de tus sueños ) [twitter:description] => Array ( [value] => Compara todos los creditos de vivienda del mercado. Escoge el credito de vivienda que mas te conviene y compra la casa de tus sueños ) ) ) [path] => Array ( [pathauto] => 1 ) [name] => Alfredo Ramírez [picture] => 610 [data] => a:2:{s:17:"mimemail_textonly";i:0;s:7:"overlay";i:1;} [entity_view_prepared] => 1 ) [#language] => es [#contextual_links] => Array ( [node] => Array ( [0] => node [1] => Array ( [0] => 646 ) ) ) [#post_render] => Array ( [0] => cdn_post_render_html_alter ) )

¿Cómo funciona?